How much can I borrow?
With a Rebuilding Ireland Home Loan you can borrow up to 90% of the market value of a residential property. Maximum market values of the property that can be purchased or self-built are:
- €320,000 in the counties Cork, Dublin, Galway, Kildare, Louth, Meath and Wicklow, and
- €250,000 in the rest of the country.
This limits the amount that can be borrowed to no more than €288,000 in the counties Cork, Dublin, Galway, Kildare, Louth, Meath and Wicklow and no more than €225,000 in the rest of the country.
Use the home loan calculator below to get an indication of how much you can borrow over the maximum term allowable and what the estimated repayments would be. A shorter term will reduce the amount you can borrow.
All indicative monthly repayment amounts are for the loan amount only and exclusive of Mortgage Protection Insurance (MPI) which is a requirement of borrowing. This calculator gives indicative results for illustrative and guidance purposes only and is not an offer of a loan.
Warning: If you do not keep up your repayments you may lose your home. Warning: The cost of your monthly repayments may increase. Warning: You may have to pay charges if you pay off a fixed-rate loan early. WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Home Loan Calculator
Up to a maximum of €50,000 for single applicants or €75,000 for joint applicants
Up to a combined maximum of €75,000 for joint applicants.
If you already have a bank loan, credit union loan or maintenance payment commitment please enter the monthly total of these repayments in the field above.
Maximum Property Value Permitted (€)
Indicative Maximum Loan Amount
Indicative Monthly Repayment